Microcredit and microenterprise projects are thought of as effective projects to overcome poverty. Some of these projects however may also have issues like dependency that could be detrimental to the project’s success. In this study I will examine how to evaluate dependency in microenterprise and microcredit projects with a dependency framework by Nancy Gardens-Shuck and Tasha M. Hargrove. In this Capstone, I use the framework to examine three examples of microenterprise/ microcredit projects to see how the framework can be used to evaluate dependency. I primarily focus on one project that I am familiar with a microenterprise project at Etta I, to explore in depth how the framework is used. In conjunction with the framework and the literature on paternalism and dependency, I determine if the participants at Etta I still continue to be dependent even after they took a course on “How to Start a Small Business”. The results of this case provide an opportunity to gain more knowledge about ways to utilize the framework, find avenues of how paternalism plays in dependency and develop new learning on evaluating dependency.


Business | Entrepreneurial and Small Business Operations