Home Institution

University of Denver

Publication Date

Fall 2022

Program Name

Tanzania: Wildlife Conservation and Political Ecology


The study takes place in a rural area of Tanzania with gender barriers that are extremely difficult to overcome on a cultural level. This research examines outcomes for women in Longido District, Tanzania along the lines of MFI participation, education levels, financial variables, and empowerment variables. This study intends to elaborate this theory by examining the role that education plays in the success of Microfinance Institutions (MFI’s). It was found that MFI participation is correlated with increased financial and overall independence. Higher levels of education are found to be correlated with increased income, financial independence, personal empowerment, and overall independence. Additionally, it was found that access to banking, access to credit, owning multiple assets, family decision making, and the business being operated out of a physical store location were strong indicators of increased income. In conclusion, it is recommended that MFI’s ensure loan groups are composed of those from various levels of education and they teach about proven skills and business strategies that are studied and correlated with earning higher incomes.


African Studies | Development Studies | Finance | Finance and Financial Management | Inequality and Stratification | Women's Studies


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